At Terrabank, we pride ourselves in offering the flexibility in lending products that our clients want and deserve. That is why we offer a wide array of Lending Programs that can meet most of our client’s needs.
Our extensive knowledge of the South Florida Real Estate Market gives us the ability to customize loans to meet our client’s financing objectives. We have programs that can serve the specific needs of local borrowers or foreign national borrowers.
Through our mortgage portfolio program both local and foreign borrowers have the option to buy or refinance a residential property and take title in a variety of different structures whether it be under a personal name, corporate name, trusts or other structures. Our residential loan programs are available for conforming and jumbo loans.
If you are an investor we can work with you in the purchase and refinancing of properties to help you maximize your loan benefits.
Whether you are buying your first home, want to upgrade to a larger property or invest in a rental property we are here to offer you the right financing to achieve your goals.
Types of Residential Financing
Type of Use
Type of Financing
Types of Properties (1)
Benefits of Our Loans (2)
Flexibility in Holding Title
Our loans programs allow you to hold title under your personal name or different legal structures. This can give you the flexibility you may need for tax and estate planning purposes.
Our Portfolio Loans allow us to be more flexible with our underwriting criteria which increases your ability to qualify for the loan you want.
We Service Your Loan
We retain the servicing of our Portfolio Loans. Consequently you’ll always be able to talk to us about any issues or questions you may have about your loan.
Local Knowledge and Decisions
As a community bank we know the fundamentals of our market and we take into account our knowledge of these factors in making our credit decisions
What is a CD Secured Line of Credit / Loan
A CD Secured Loan is an installment loan or a line or credit secured by a Certificate of Deposit. Because of the nature of the collateral (cash), the interest rate for repayment is lower than other forms of business credit.
Benefits & Features
Loan Processing Fee: $250.00
Loan Fee: $100.00
Doc Stamps: $0.35/$1,000.00 of the loan (final amount depends on the loan value)
How to Apply
(1) 1 to 4 units only.
(2) Available for Portfolio Loans Only.
(3) Subject to certain country limitations.
This is not an offer to lend. Financing subject to credit evaluations and subject property collateral approval. Other restrictions may apply. The above terms and conditions are subject to change at any time without notice.
For more information, please contact us at (305)448-8787 or firstname.lastname@example.org
© Copyright 2019 Terrabank, N.A.
All Rights Reserved.
Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.
You are leaving TerraBank's Web site and linking to a third party site. Please be advised that you will then link to a Web site hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of TerraBank. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. TerraBank assumes no liability for the content, information, security, policies or transactions provided by these other sites.