Personal Savings, Money Market & Time Deposits(1)

At Terrabank, we want to assist you in reaching your financial goals! 

We offer a variety of flexible ways to save, so you can make plans and save for the future.


Personal Savings
Begin saving time and money for the future.

Features:

  • Tiered Interest Rate(2)
  • Access to funds thru in-person withdrawals and Wire Transfers
  • Online Banking and Bill Pay
  • Mobile Banking with Mobile Deposit(3)
  • eStatements

Refer to our Deposit Account Information Brochure for Terms and fees


Personal Money Market
Designed for you to invest more in an account and receive premium rates while having easy access to your money.

Features:

  • Tiered Interest Rate(2)
  • Access to funds thru checks and Wire Transfer
  • Online Banking and Bill Pay
  • Mobile Banking with Mobile Deposit(3)
  • eStatements

Refer to our Deposit Account Information Brochure for Terms and fees


Personal Time Deposit
At competitive rates for a fixed amount of time, we help you maximize your returns.


Features:

  • Fixed Rate(2)
  • Terms from 30 days to 5 years
  • Flexible interest payments: monthly, quarterly, semi-annually or at maturity
  • Access to funds at maturity (10-day grace period)
  • Online Banking
  • Mobile Banking(3)

Refer to our Deposit Account Information Brochure for Terms and fees


(1) For additional fees related to these accounts, including those imposed for covering overdrafts created by checks, in-person withdrawals, internal debits and transfers or other electronic means, please refer to our Schedule of Fees and Services. Applicant must be a citizen or resident alien of the United States, who is at least 18 years old with a valid U.S. taxpayer identification number.

(2) At our discretion,  we may change the interest rate and annual percentage yield (APY) on the account at any time. If you close your account before interest is credited, you will not receive the accrued interest. We use the average daily balance method to calculate interest on the account. This method applies a periodic rate to the average daily balance in the account for the period. Interest is compounded and credited monthly. Please contact us for current rates.

(3) The Mobile Banking service may not be accessible everywhere or may have limited use on any given network carrier. Further, the service may not be supported on all types of mobile devices. Terrabank does not guarantee the data availability provided by your device's service provider, and is not responsible for data outages or other system errors due to reasons beyond our control. By using the Mobile Banking service, you agree to abide by the terms and conditions set forth by you Mobile Device service provider, and agree to be solely responsible for all fees, data usage restrictions, and other limitations set forth by your Mobile Device service provider.


 

* Other terms and conditions may apply. For more information, contact us at (305) 448-4898 or questions@terrabank.com